(Solved) Why SHEIN won’t accept my card?

SHEIN is a remarkable online shopping platform worth the hype and discussion. It has taken over the hearts of numerous buyers from around the world. So today, the topic at hand acknowledges a general issue faced by SHEIN users; why won’t SHEIN accept my card?

So the concept of SHEIN revolves around cheap styles having an aesthetic touch. And these are exactly what is being shared via Social Media and other means. This decade saw a blast in the fashion tastes and clothes have varied tremendously since.

Apparently, SHEIN has turned out to be one of the successful platforms that could practice fast fashion and so everyone runs to their online website for the latest mashup in trends. So far the SHEIN online shopping platform has been easy to use and quick deliveries mark its professionalism.

Other than the fact that there is no direct way of contacting the authorities at SHEIN, there are minimal controversies in regards to the safety of users’ data and payments. However, recent issues that were faced by a general crowd of SHEIN shoppers involves their cards being declined.

SHEIN won't accept card

Why won’t SHEIN accept my card?

If you are making payments on SHEIN, there are quite a few things to keep in mind while confirming the transactions. Firstly, make sure to provide the correct details and cross-check the amount once again.

Also, confirm that there are sufficient funds in your bank account before attempting to settle the bill. You should make sure that the transaction process is transparent and that there is enough proof of it actually taking place. These are measures that everyone must adopt no matter what the occasion is.

When you are affirmative of the buyer and the route of your money, only then you must proceed with the purchase. After having said all these, let us look into the actual issue that you might face during the payment process.

Sometimes, SHEIN tends to decline your bank card. As is the case, you are allowed to use Visa, American Express, MasterCard, Maestro, and Diners Club on the SHEIN platform. However, even if you have kept it within the list, chances are that SHEIN won’t accept your card.

There are several reasons for this kind of hiccup especially when dealing with payments digitally. Given below is a list of such possible reasons for ‘why won’t SHEIN accept your card?’

SEE ALSO:  Does SHEIN sell your information?

  1.  Incorrect card details.

There is literally tons of reason why you would be suspicious every time the question about whether or not you should give your details is raised. Especially in an open and broad platform such as SHEIN, it could be devastating to get sucked into any sort of fraud.

But this is not a reason for you to compromise with providing genuine details. Only if you want the purchase to actually happen, should you provide the correct details like bank account number, your name, and contact information.

So if you assumed that the details would be shared with a third party but you still want that cute dress, then giving the wrong data is not the answer. Firstly, it is proven that SHEIN does not sell its data to a third party. Many experienced users have confirmed this fact. Second, you ought to give the right bank details to be approved of the transaction.

If you have provided the right information and still your card got declined, then do cross-check the information once again. If the issue persists, read on to know of other measures.

  1. Have you reached your credit limit?

Your bank has set a limit on the credit card beyond which, the cardholder is not eligible to spend. If there is any sort of transaction that is beyond the set parameter of the credit card limit, then the bank will go forward and decline the transaction.

It is this aspect of your bank card that controls you from over-spending. So if you have requested payments beyond the credit limit, you are bound to be rejected on another purchase-related occasion. So what can you do in such a situation?

You can either increase your credit limit through the bank authorities, or you could try out a different payment method. All you need to make sure is that you provide the right set of details. Otherwise, everything else is simple.

  1. Transaction declined.

Your bank might have recognized the payment activity performed by you as fraudulent. This could either be an accident and once it suspects any sort of misconduct, the transaction or process gets immediately declined similar to the previous case.

Recheck your card and make sure it is not inactivated or expired. Also if you are using a Visa gift card that is associated with your main account, make sure it is activated as well. This should help you avoid the above mentions situation.

  1. Try a different payment method if SHEIN won’t accept your card.

Trying out a UPI payment method is the smarter and faster way of transaction these days. It could not get any more convenient, and it is definitely safe and secure. These methods include Google Pay, Paytm, and so on.

SEE ALSO: Can you use more than one coupon on Shein?

Frequently Asked Question

Q1. Does SHEIN accept debit cards?

Yes SHEIN does accept debit cards and it is definitely safe to provide them with your bank details, unlike the rumors that SHEIN sells its user information to third parties. Also, it accepts Visa, American Express, MasterCard, Maestro, and Diners Club.

Q2. Why is SHEIN declining my card?

There are many reasons for this kind of problem with SHEIN, starting with you having provided with incorrect account number or it could be because your card was inactivated under any circumstances.

The reason could also be with your bank card reaching its maximum credit limit. This is the issue majority of the time. You could always increase the credit limit to continue using your account balance.


This article brings together some important points to note regarding why SHEIN won’t accept your card. We have put in some relevant reasons for the same and also some quick measures you could opt for in such a situation. Hope it helps.

Further Reading:

How to change my email on SHEIN app

Why is my SHEIN package taking so long to ship?

Does SHEIN sell your information?

Why does SHEIN refund without returning the item?